PPF Calculator
Calculate your Public Provident Fund returns and tax benefits
Investment Details
Enter your PPF investment details
₹1,50,000
7.1%
30%
Understanding PPF (Public Provident Fund)
PPF is a long-term savings scheme backed by the Government of India. It offers tax benefits under Section 80C and provides a secure way to build a retirement corpus with guaranteed returns.
Key Features of PPF
- Fixed tenure of 15 years
- Tax-free returns
- Government-backed security
- Partial withdrawal allowed after 7 years
- Loan facility available from 3rd to 6th year
Tax Benefits
- Investment qualifies for tax deduction under Section 80C
- Interest earned is tax-free
- Maturity amount is tax-exempt
- EEE (Exempt-Exempt-Exempt) status
- Maximum yearly investment limit: ₹1,50,000
Investment Strategy
- Invest early in the financial year
- Maintain consistency in yearly investments
- Consider maximizing investment for tax benefits
- Plan for long-term wealth creation
- Use PPF as part of retirement planning